Privacy Policy for Austin Home Loans

Effective Date: 1/1/2024

Introduction

Austin Home Loans ("we," "us," or "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy outlines the types of information we may collect from you or that you may provide when you visit our website, use our services, or interact with us in any way, and our practices for collecting, using, maintaining, protecting, and disclosing that information.

Information We Collect

We collect several types of information from and about users of our services, including:

• Personal Information: Information by which you may be personally identified, such as name, postal address, email address, telephone number, and any other identifier by which you may be contacted online or offline.
• Financial Information: Information about your financial situation, including employment history, income, and credit score, that is necessary for the application and processing of home loans.
• Usage Details and Technical Information: Information about your internet connection, the equipment you use to access our services, and usage details.

How We Use Your Information

We use the information that we collect about you or that you provide to us, including any personal information:

• To present our website and its contents to you.
• To provide you with information, products, or services that you request from us.
• To fulfill any other purpose for which you provide it.
• To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.
• To notify you about changes to our website or any products or services we offer or provide through it.
• For any other purpose with your consent.

Disclosure of Your Information

We may disclose aggregated information about our users, and information that does not identify any individual, without restriction. We may disclose personal information that we collect or you provide as described in this privacy policy:

• To our subsidiaries and affiliates.
• To contractors, service providers, and other third parties we use to support our business.
• To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Austin Home Loans' assets.
• To fulfill the purpose for which you provide it.
• For any other purpose disclosed by us when you provide the information. With your consent.
  
  

SMS Texting Consent

By providing your mobile phone number, you expressly consent to receive non-marketing and marketing text messages from Austin Home Loans, including text messages made with an autodialer, at the telephone number(s) that you provide. You may opt-out of these communications at any time by replying STOP to any message received or by contacting us directly. Standard text messaging and data rates may apply according to your service plan with your mobile carrier.

Data Security

We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. However, the transmission of information via the internet is not completely secure, and we cannot guarantee the security of your personal information transmitted to our website.

Changes to Our Privacy Policy

It is our policy to post any changes we make to our privacy policy on this page. The date the privacy policy was last revised is identified at the top of the page. You are responsible for periodically visiting our website and this privacy policy to check for any changes.

Contact Information

To ask questions or comment about this privacy policy and our privacy practices, contact us at: xxx.

By using Austin Home Loans' services, you consent to our collection and use of your personal information as described in this Privacy Policy.

Third-Party Websites

Our website may contain links to other websites operated by third parties. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.

Contacting Us

If you have any questions, concerns, or comments about our Privacy Policy, the practices of this site, or your dealings with this site, please contact us using the information provided above. We welcome your feedback and will make every effort to address any concerns you may have.

By providing your personal information to us through our website or services, you agree to the terms of this Privacy Policy and you expressly consent to the processing of your personal information according to this Privacy Policy. Your personal information may be processed in the country in which it was collected and in other countries, including the United States, where laws regarding processing of personal information may be less stringent than the laws in your country.